Ozen Capital Logo

    Investor Pass

    Paraguay's permanent residency for real estate investors: starting at USD 200,000, with the option to start via financing with a minimum 30% down payment.

    From USD 200,000Minimum 30% down paymentAdvisory in Portuguese

    What Is the Investor Pass?

    The Investor Pass is Paraguay's official residency-by-investment program. In its current version, the real estate sector has its own direct category: from USD 200,000 in qualified property, with no business plan, no job-creation requirement and no need to operate a company in the country. The investment itself is the qualifying event.

    And there's a point that changes the game for off-plan buyers: it's possible to start with financing, presenting the purchase and sale contract with notarized signatures and at least 30% of the total amount already paid — without waiting for the final deed.

    • Property from USD 200,000 (per applicant, which can be the sum of more than one property)
    • Minimum 30% down payment to start the process with a financed or off-plan unit
    • Direct permanent residency, without the two years of temporary residency
    • Paraguayan ID valid for 10 years, with access to banking, RUC and local contracts

    "With the real estate Investor Pass, the money doesn't turn into a fee: it turns into wealth. You get permanent residency and still own the property."

    Investor Pass Benefits

    Why the real estate track is the most direct path to Paraguayan residency.

    Property from USD 200,000

    The real estate track is the most direct path: investing in qualified property is itself the event that grants access to residency.

    Financing with 30% down payment

    You can start with an off-plan unit and a purchase and sale contract with notarized signatures, having paid at least 30% of the total amount.

    Direct permanent residency

    Qualified investors are exempt from the two years of temporary residency. The ID is issued already with permanent status, valid for 10 years.

    No business plan required

    The real estate track has no requirement for a business plan, job creation or operating a company in Paraguay.

    Territorial taxation

    Only income sourced in Paraguay is taxed. Income and gains earned abroad are not subject to local tax.

    Your capital stays yours

    Unlike non-refundable fees, the amount invested remains in a property that appreciates and can generate dollar rental income.

    Who Is It For?

    Profiles that benefit most from the residency-by-investment program.

    Real estate investors

    Those who turn the purchase of an apartment, house or land into permanent residency in the country.

    Seeking dollar income

    Those who want long-term or short-stay rentals in Asunción with returns in a strong currency.

    Families

    Those looking for a Plan B a few hours from Brazil, with lower cost of living and good infrastructure.

    Wealth protection

    Those who want to dollarize and diversify their wealth outside the risk of a single jurisdiction.

    How It Works

    Four steps, from diagnosis to the issuance of residency.

    1

    Choosing the qualified property

    We select properties that total at least USD 200,000 per applicant — a single asset or the sum of more than one property — always with an economic purpose (rental, income or appreciation).

    2

    Well-structured contract

    Public deed or private contract with notarized signatures. For off-plan units, it's enough to have at least 30% paid with a clean payment trail.

    3

    Personal documentation

    Apostilled criminal record, INTERPOL certificate in Paraguay, statement of origin of funds and a valid passport. Documents in Brazilian Portuguese are exempt from translation.

    4

    CIE and permanent residency

    We file the Foreign Investor Certificate and, with it, permanent residency at Migrations and the issuance of the Paraguayan ID.

    Documents and Requirements

    What you need to gather to file the process.

    Minimum investment

    USD 200,000 in property per applicant, converted at the official rate on the application date. Couples must document the amount in each spouse's name.

    Minimum 30% down payment

    For financed or off-plan purchases, the notarized contract with at least 30% paid already allows filing the process.

    Economic purpose

    The property must be intended for rental, income or productive use — it cannot be declared as exclusively personal or family use.

    Source of funds

    Sworn statement with supporting documentation (statements, income declarations, asset sales) for SEPRELAD's review.

    Apostilled documents

    Apostilled criminal record from the home country and an INTERPOL certificate issued in Paraguay.

    Recent documents

    Investment documentation cannot be more than 180 days old on the application submission date.

    Frequently Asked Questions

    What is Paraguay's Investor Pass?

    It is Paraguay's official residency-by-investment program, redesigned in 2026 by the Ministry of Industry and Commerce together with Migrations. It grants direct permanent residency to foreigners who make a qualified investment in the country — with real estate being the most used path.

    What is the minimum amount in the real estate sector?

    From USD 200,000 in property, with the option to start with financing and a minimum 30% down payment. The amount is per applicant and can be reached by combining more than one qualified property.

    Can I use an off-plan property?

    Yes. Since the deed for an off-plan unit can take 18 to 24 months, the rule accepts a private purchase and sale contract with notarized signatures, as long as at least 30% of the total amount has already been paid.

    Can the property be for personal use?

    Not exclusively. The rule requires an economic purpose: the property must generate income, be available for rent, or be held as an investment for appreciation. Offering it for rent already satisfies the requirement, even without a tenant at the moment.

    What if I'm married?

    The USD 200,000 limit is per applicant — there is no spousal dependent path in this track. A couple wanting permanent residency for both needs to document USD 400,000 in total, each in their own name. The structure should be defined before signing the contract.

    How long does the process take?

    With a complete file, the foreign investor certificate is issued within five business days. Adding permanent residency at Migrations, a well-prepared process usually takes four to eight weeks.

    Do I need to live in Paraguay?

    It is not necessary to reside permanently. It is recommended to keep the property for at least two years with an economic purpose and comply with residency maintenance rules.

    How does Ozen Capital help?

    We handle everything end to end: selection and due diligence of the qualified property, structuring the contract and payment trail, documentation, filing the process and in-person support in Asunción — all in Portuguese.

    Ready to Get Your Investor Pass?

    Let's understand your goal and point you to the ideal investment to obtain Paraguayan residency.